Exempt Seniors – Rishi Kumar for Assessor

Exemption from Property Taxes...

EXECUTIVE SUMMARY

Great news! The ballot initiative statement has been presented to California’s Attorney General and for their approval of an official title and summary. Rishi will get it done and provide property tax exemption for anyone over 60 in Santa Clara County.

A fully legal path: Every California resident age 60 and older automatically qualifies, with age as the only (major) requirement. This is a well-established and fully legal path used for major reforms in California, including Prop 13.

The truth is straightforward: An Assessor absolutely can initiate a statewide reform effort — just because no one in our county has tried it before doesn’t mean it cannot be done. Don’t let tax-grab politics or misinformation distort the facts. We are following the law, advancing reform, and delivering a path forward for California’s seniors.

EXPLANATION: The Property Tax Reform Is Already Moving Forward

Sixteen States have Led Charge while CA has Lagged: Property tax reform is sweeping the nation — and Rishi Kumar is leading the charge here in California. Sixteen states have already begun the process and have delivered reform for seniors of their state. Washington and Colorado are prime examples (scroll down for details). Take Wyoming, for example: they are considering a bill that would set the taxable value of (statewide) residential property to 0% — effectively eliminating residential property assessments for seniors. Virginia followed this same exact approach to exempt veterans.

While other states are advancing reforms, California’s leaders are tiptoeing around the issue to keep property tax dollars pouring in — and in our county they’re even claiming this “isn’t possible.” That’s about as far from the truth as Pluto is from Santa Clara County!

California cannot afford to be stuck in the past. It’s time for us to move forward and deliver real relief for homeowners.

Prop 13 was a godsend (approved by voters—on June 6, 1978 passing with 64.8% support), insofar as it’s allowed seniors to stay in their houses.

Now Rishi Kumar is moving forward “fast & furious” –– with this Prop 13 tried and tested approach –– to exempt Californians aged 60 and over from property tax payments. This will protect seniors from losing their home to rising taxes. Seniors who have spent their lives contributing to California’s communities will get to remain in their homes without the burden of property taxes. Scroll down to see the policy rational behind this.

Can Assessors do this? (Yes, Rishi Kumar says “Yes, we can”)
Of course! The claim that “Assessors can’t do this” is a falsehood being promoted by groups who benefit from property-tax overages, government overreach, and ever-increasing taxes. Their goal is to protect a system that channels more taxpayer dollars into expanding government bureaucracy. Scroll down to see how and why.

How do we address the deficit from a senior property tax exemption?
The answer is simple: cut the government bloat. Santa Clara County is wasting nearly $6 billion every year. Even after exempting homeowners 60 and older, eliminating this waste would still leave the county with a $4 billion surplus. We can protect seniors and balance the budget — if we fix the waste.

A deficit doesn’t mean tax increases: My plan is to fund schools and essential services to the same level as today. See the “Elephant in the room” below.

For seniors, the choice is clear: a vote for Rishi Kumar is a vote to defend your home, your retirement savings, and your peace of mind.

We are forging ahead
An amendment of Proposition 13 will grant them a full exemption on property taxes for their primary residence. Across America, many states* and counties have already implemented senior property tax relief — why not Santa Clara County? Rishi Kumar is the only candidate in this race who’s pledged to protect Prop 13.

👉 We’d love your input— take the survey here

Addressing the Elephant in the Room...the Deficit

Rishi is often asked this question:
“Rishi, if seniors are exempted from property taxes, will taxes go up for younger residents—or will funding for schools be cut?”

Let’s take a closer look at Santa Clara County to elaborate on this. The proposed property tax exemption would create a shortfall of approximately $1.5 to $2 billion out of a total annual property tax revenue of $7 billion.

However, much of the county’s budget already suffers from significant bloat. For example, we lose roughly $1 billion each year operating an underperforming VTA Light Rail and Bus system. In healthcare, operational spending has ballooned from $1.5 billion in 2018 to $7 billion today, despite serving the same population size.

Rishi’s plan maintains full funding for schools, the Sheriff’s Office, and essential services, while cutting unnecessary county bloat. Even after addressing the exemption, we would still come out $4 billion in surplus.

The message is clear: it’s time for the county to cut the fat and operate efficiently.

Press Release Announcing the Ballot Initiative

Rishi Kumar Advances Property Tax Exemption Ballot Initiative for Aged 60 and Over

FOR IMMEDIATE RELEASE

Press Release: Senior Property Tax Exemption Ballot Initiative

Santa Clara County, CA — [November 2nd, 2025] —

Rishi Kumar, Candidate for Santa Clara County Assessor has announced a major step to exempt property tax payments. His proposed Prop 13 state constitutional amendment will provide a full property tax exemption for homeowners aged 60 and above. This has been formally submitted to the Office of Legislative Counsel.

“This initiative will protect the seniors who have spent their lives building and strengthening our communities,” said Rishi Kumar, candidate for Santa Clara County Assessor. “They deserve the peace of mind to stay in their homes without the crushing burden of rising property taxes. It’s time to eliminate the fear of losing their homes once and for all, so they can live out their years with stability, dignity, and security.”

The measure would apply only to primary residences and provide relief when at least one titleholder is aged 60 or older. Rishi Kumar added – “I believe Santa Clara County can cut as much as $4 billion in government bloat — savings that could directly improve people’s lives. That money should go toward better services for seniors, targeted healthcare, homelessness solutions, law enforcement support, and even increased funding for our schools.”

To learn more about the proposal and how to support this effort, visit RishiKumar.com/Seniors.

#### The Ballot Initiative Team Invites Interns

The Senior Property Tax Exemption Ballot Initiative is looking for volunteers to help make history — a movement to put money back into the pockets of people and seniors who need it most. Join Rishi Kumar’s grassroots team to protect seniors, cut waste, and keep Californians in their homes. Sign up today and be part of real change — your voice and effort matter! https://tinyurl.com/CABallotInitiative

#### About Rishi Kumar Rishi Kumar is a Silicon Valley technology executive, public servant, and reform advocate committed to making government work smarter for the people. A mechanical engineer by training, he has led major modernization and operations initiatives in the tech sector and brings that results-driven mindset to public service.

Rishi previously served two terms on the Saratoga City Council, where he championed fiscal responsibility, modernization, and community safety—earning the highest vote count in the city’s 70-year history. He has also been a strong advocate for taxpayers, successfully pushing back against repeated rate hikes from San Jose Water Company and PG&E.

Today, as a candidate for Santa Clara County Assessor, Rishi Kumar is focused on cutting waste, improving efficiency, protecting Proposition 13, and advancing reforms such as a property-tax exemption for Californians aged 60 and over—ensuring seniors can remain in their homes with dignity and financial security. He has pledged to automate the property declines and send money back into the pockets of people as the county assessor. Rishi Kumar’s strength lies in blending technology and public service to deliver real results.

A Silicon Valley executive and mechanical engineer, he understands how to use innovation — not bureaucracy — to solve problems. As a CFO and software industry leader, Rishi has applied automation, AI, and data-driven efficiency to streamline operations, cut waste, and improve outcomes. He plans to bring that same approach to the Santa Clara County Assessor’s Office, replacing outdated systems with smart, automated solutions that deliver faster, more accurate assessments and return savings directly to taxpayers. His vision is clear: use technology to make government leaner, fairer, and focused on people — not politics.

## ## Not Robbing Peter to Pay Paul

Rishi Kumar’s Property Tax Exemption for Seniors is designed to be fiscally neutral — meaning it won’t reduce funding for schools, roads, and essential services. Instead of shifting the tax burden onto others, his plan focuses on cutting waste, modernizing government operations, and improving efficiency to offset the exemption’s cost.

Here’s how the plan balances the books:

1. Cut Waste and Inefficiency in County
Spending Santa Clara County’s budget has grown significantly — now exceeding $13 billion annually — yet inefficiencies persist across departments. Independent reviews and internal audits have identified tens of millions in redundant administrative and programmatic costs. Kumar’s approach is to audit, consolidate, and digitize operations to reduce overhead, freeing funds to offset the property tax exemption. “We don’t have a revenue problem — we have a spending problem,” Kumar says. “We’re sitting on $5 billion of bloated spending. Raising taxes isn’t the answer — fixing waste and mismanagement is. And with the county mishandling taxpayer dollars, seniors have more than earned the right to a property-tax exemption.”

2. Modernize Assessment Operations The Assessor’s Office still relies on decades-old systems that slow productivity and inflate costs. Kumar plans to deploy AI-driven automation, digitized workflows, and cloud-based valuation tools to improve accuracy and speed — cutting costs while increasing revenue integrity. These efficiencies could reduce operating costs and generate faster assessment cycles, indirectly recovering part of the exemption’s value through better compliance and reduced backlogs. At the Cupertino League of Women Voters Candidates Forum, Rishi declared that he would shave off $10 million from the $43 million Assessor’s office budget in the first 5 years as county Assessor.

3. Close the Tax Collection Gap Studies show that under-assessment errors and delays in property reappraisals cost counties millions annually. Kumar’s modernization plan ensures timely, accurate assessments for non-senior properties, preventing revenue leakage while protecting senior homeowners. His focus on data transparency and cross-department integration will help identify uncollected or misallocated tax revenues that currently go unnoticed.

## PRESS CONTACT Contact: VoteRishiKumar<at>gmail.com Phone 408 805 5993

Assessors Across the U.S. Push for Property Tax Exemptions

Back in 2011, I launched Saratoga’s Got Talent to raise funds for the Saratoga Senior Center — and ever since, I’ve been a steadfast advocate for seniors. As a councilmember, I heard their concerns again and again: the rising cost of healthcare, utiliity bills, and the fear of losing their homes. As County Assessor, I’m committed to addressing these challenges head-on. Nothing ventured, nothing gained — and I will fight relentlessly for a property tax exemption for seniors until it becomes a reality.

Too many seniors—after a lifetime of work, raising families, and building our community—are now burdened by rising property taxes on fixed incomes. What should be the golden years of retirement can quickly turn into financial hardship. That’s why it’s critical we stand firm in protecting Prop 13 and honor the will of the voters who put it in place. But we can do more than just that…

That’s why I’m fighting for a full property tax exemption for all seniors—because seniors deserve to age with dignity in the homes they built their lives around. Seniors have contributed to our community and our economy for decades, and in their golden years, they should have the security of knowing their homes are truly theirs.

(10/15/2025) The Ballot Initiative Process: Property Tax Exemption for Age Groups 60+

We are launching a statewide ballot initiative to amend Proposition 13 and the California Constitution to waive property taxes for homeowners aged 60 and older. Here’s how the process:

The Office of Legislative Counsel is reviewing the precise legal language for the constitutional amendment to ensure it provides lasting property-tax relief for 60+.
Upon approval, it will submitted to the California Attorney General’s Office so that they can prepare the official title and summary that will appear on the petitions and ballot.
Once the Attorney General issues the title and summary, we will begin collecting signatures from registered California voters. Once enough valid signatures are confirmed, the measure will qualify for the next statewide general election ballot i.e November 3, 2026
A simple majority state-wide vote on November 3, 2026 will approve the amendment and make senior property-tax exemption a permanent part of California law.

(10/15/2025) Can Assessors Do This?
The Elephant (In the Room) Deux

Yes — the Assessor can absolutely lead a property-tax exemption for those 60+. While the Assessor can’t change tax law alone, they can draft, sponsor, and drive a statewide ballot initiative — exactly how Prop 19 was created by county assessors. Many states already give seniors major exemptions, and my plan to do the same in California is already in motion with legal language, modeling, and statewide partners. This is real, doable, and the Assessor is the key office to make it happen.

Yes, the County Assessor can absolutely plays a key role in shaping property-tax relief for seniors (60+), and there is clear precedent for this across the country.

Here are a few helpful points you can share with your neighbors:

1. The Assessor has authority and influence

While the Assessor cannot unilaterally change tax law, the Assessor does have the power to launch, sponsor, and champion statewide ballot initiatives that reform assessment rules and create exemptions.
California’s own Proposition 19 is an example — it was driven by county assessors and dramatically changed tax rules for seniors.

2. Senior exemptions already exist nationwide

Many states (Colorado, Illinois, New York, Tennessee, Texas and others) exempt or reduce property taxes for seniors, usually age 60–65+.

We are simply bringing California in line with what other states already do.

3. The Assessor’s role is central

The Assessor can:

Write the exemption policy and draft ballot language
Lead the certification process
Organize county-level fiscal modeling
Build the statewide coalition of counties
File and drive the initiative through the Attorney General
Mobilize voter support

This is exactly how Prop 19 was created — by assessors.

4. My plan is already in motion

I’ve been very public about pursuing a statewide ballot initiative to exempt homeowners 60+ from property taxes.
We already have:

Legal framework
Draft structure
Initial stakeholder support
Clear fiscal modeling targets
And a path to put this on the 2026 statewide ballot

5. Bottom line

Yes — the Assessor CAN drive this.
No one else has the combination of:

the data,
the technical authority,
the system access, and
the voter credibility
to make this happen.

And I’m the only candidate in this race with the experience, tech background, and statewide relationships to actually deliver it.

✅ Already Done – Senior Property Tax Relief in Place

Colorado – Seniors 65+ can exempt 50% of the first $200,000 in value on their primary residence.
Illinois (Cook County) – Senior Freeze Exemption locks in assessed value for seniors 65+ with income ≤ $65,000.
New York State – Localities can reduce assessments up to 50% for seniors 65+, with income thresholds.
Tennessee – Senior Property Tax Freeze program locks in tax rates for eligible seniors on their primary residence.
Missouri – Counties may freeze property taxes for primary residences of seniors 62+; state eliminated income tax on Social Security/pensions.
Washington State – Exemptions for seniors, retired due to disability, and disabled veterans, based on income.
Florida – Strong homestead exemption and “Save Our Homes” cap (3% max annual increase); additional exemptions for low-income seniors 65+.
Texas – Expanded homestead exemption (up to $100K–$140K), with extra relief for seniors and disabled homeowners.

🕒 Proposed / Currently in Process

Michigan (SB 292) – Proposes a senior property tax exemption for principal residences
New York (Bills S5175A, S4586) – Expanding exemptions and allowing freezes for seniors in large cities with income caps.
Oregon (HB 3755) – Would grant exemptions to seniors 65+ with incomes ≤ $150K, phased in over time.
Ohio (SB 206, Patton’s Bill) – Seeks a 50% reduction or freeze in property taxes for seniors 65+.
Washington (SB 5020, Volz Bill) – Pushes to exempt or freeze assessments for seniors 75+ or disabled veterans.
Kentucky – Proposed constitutional amendment to freeze property valuations for seniors 65+.“

Here's Kumar's approach to exempt seniors (8/15/2025)

I’m pursuing the following approach:

#1 Advocacy at the State Level: I will work with legislators in Sacramento to draft a statewide “Senior Full Property Tax Exemption.” This would protect homeowners age 60+ who live in their primary residence to ensure the program targets those most in need.

#2 Immediate Relief Through Economic Distress Appeals: While we work toward permanent reform, I will explore options to expand and promote the existing economic hardship appeal process so seniors can get property tax reductions or deferments quickly, without legal red tape.

#3 Protection Until Sale: California State Controller’s program allows homeowners who are seniors, blind, or disabled to defer payment of property taxes on their principal residence if they meet certain criteria. We need a similar approach for seniors; property taxes would be waived until the home is sold. This ensures seniors can remain in their homes without financial strain.

#4 Constitutional Amendment: Amend Prop 13 to grant seniors a property tax exemption. Seniors are a huge voting bloc and the passing of such an amendment did happen in Virginia (2010) for veterans. Yes — Virginia successfully pushed a constitutional amendment that grants a property tax exemption to certain veterans. Can we do the same for seniors in California? Why not?

This is about more than tax policy—it’s about respect, fairness, and keeping promises to those who’ve given so much to our county. As your Assessor, I will use my position not just to manage assessments, but to lead this fight, rally public and political support, and make sure the exemption implementation process is seamless and accessible.

The bottom line is simple: seniors have earned the right to stay in their homes without the fear of losing them to rising taxes—and I will do everything I can to make it make it easier for them.

SCROLL DOWN TO READ THE WASHINGTON CASE STUDY

Note: California’s State Controller’s Property Tax Postponement Program already lets eligible homeowners—seniors, blind, or persons with disabilities—defer current-year property taxes on their principal residence, depending on their income and equity qualifications. This program has helped, but we can do a lot more!

Eliminate Deficit-Driving Waste

Rishi Kumar: A Track Record of Getting Things Done

Government has long funded waste with our taxes. It’s time to cut waste and return money to the ones who need it most.

This exemption proposal does not shift the burden of taxes onto others to make up for the property tax exemption. Instead, it calls for tackling inefficiency in government.

When others said it couldn’t be done, Rishi proved them wrong. He took on the San Jose Water Company, fighting unfair rate hikes and winning relief for thousands of families. As a councilmember of Saratoga, he didn’t have jurisdiction over the investor owned utility company, CPUC did. But he managed to force the hand of CPUC and reject, reduce or suspend 10 water rate increases.

As a Saratoga City Councilmember, he led bold initiatives that reduced burglaries by a historic 50%—a record achievement which got him reelected with the highest vote count in the city’s 70-year election history.

Rishi delivers results by applying the tech framework of getting things done. Discover his proven record of fighting—and winning—for the people.

Yes, Exemtion has already been done
The Case Study

Senior Property Tax Exemption in Washington State

Yes — Washington State offers property tax exemption programs for seniors and people with disabilities.

The exemption can reduce or eliminate certain levies for qualifying seniors.
The taxable value of their home is also “frozen” (i.e. the assessed value for taxing purposes won’t increase) so they’re shielded from rising market values.
There’s also a tax deferral option (not full exemption) for seniors with limited income — allowing them to defer paying taxes until later (e.g. when the house is sold).

Key Steps / Requirements to Qualify

To qualify for the Washington senior/disabled exemption or deferral programs, one generally must meet several criteria and complete a process:

Age / Disability Requirement
- Be 61 years or older (or 57+ as surviving spouse) to qualify for the exemption.
- For deferral, age 60+ or disabled.
Ownership & Occupancy
- Own the home as of December 31 of the assessment year.
- Use it as your principal residence.
Income / Disposable Income Limits
- There is a cap on the income allowed (varies by year/county).
Application & Documentation
- Submit an exemption application during a specified period.
- Provide proof of age, income, ownership, occupancy.
Renewal / Review
- The exemption is reviewed periodically; changes in income, ownership, or occupancy may require adjustment.

Repeal California's Prop 19 - "The Death Tax"

Here are three reasons why:

The Death Tax punishes families twice — after paying taxes their entire lives, Californians are taxed again when passing down their home or savings.

It forces heirs to sell family homes or small businesses just to cover the tax bill, tearing away generational security.

It drives wealth and jobs out of California, discouraging families and entrepreneurs from planting roots in our state.

Rishi Kumar's Long Standing Support for Seniors

As a Saratoga City Councilmember, I supported Saratoga’s designation as an “Age-Friendly City.”

I also launched the annual Saratoga’s Got Talent competition—bringing youth and seniors together while raising over $25,000 for the Saratoga Senior Center, funding that was very much needed.

When COVID-19 struck in March 2020, I made a decision that defined my approach to public service: I suspended my congressional campaign. “When we’re in crisis, we help,” I told my team.

I mobilized hundreds of grassroots volunteers to form the Neighborhood Pandemic Preparedness Team (NPPT), modeled after Neighborhood Watch. Our mission was simple—no one gets left behind. We reached 86,000 seniors, delivered groceries, picked up prescriptions, and even dropped off favorite coffees. Volunteers sewed 4,000 masks for the Valley Medical Foundation, launched a COVID-19 information hub, and organized 25+ virtual Reality Check with Rishi town halls featuring healthcare professionals, stimulus experts, and small business advisors.

Students who lost summer jobs joined us to lead online coding camps and entrepreneurship bootcamps, providing career guidance and tech education to hundreds of youth sheltering at home.

Through it all, I stayed focused on one thing—service. “This pandemic showed us what makes America special—neighbors helping neighbors,” I said then, and I still believe it today.

Residents noticed. One senior wrote, “Thank you for the coffee gift. It is the one constant my wife of 53 years loves in the morning in a world changing too rapidly.”

Another added, “It doesn’t matter what our political party is… thank you for all that you are doing to help others!”

My actions during the pandemic weren’t about politics—they were about people. In a moment of fear and uncertainty, I chose service over self-interest.

That same compassion for seniors, commitment to community, and problem-solving leadership is exactly what I’ll bring to the Assessor’s Office.

The Influence of the Assessor's Office

Property tax reductions under Proposition 8 should be automated by every Assessor’s Office when market values decline. During the 2008 housing crash, the Santa Clara County Assessor failed to apply these automatic reductions, leaving many homeowners overtaxed and forcing some into foreclosure. Proactive assessors in other counties have since shown that timely, automated reassessments can protect homeowners and prevent financial hardship.

Phong La (Alameda County): In 2023, proactively reduced property taxes for select homeowners whose property values had declined, earning positive media coverage for the initiative.
(Source: CBS News San Francisco — “Alameda County to reduce property taxes for select homeowners”)
Jeff Prang (Los Angeles County): Publicly testified at the SCA 4 hearing to advocate for reforms to Proposition 19, following issues he observed in its implementation.

These examples show that other county assessors exercised discretion and initiative to protect homeowners and ensure fair assessments during times of economic stress. See table below – how Assessors across the country are pushing policy to protect seniors.

The Policy Rationale Behind a 60+ Property Tax Exemption

Executive Summary

A property tax exemption for homeowners aged 60 and over is designed to address the financial, social, and health-related challenges faced by older adults living on fixed or limited incomes. As housing costs continue to rise across California, many seniors experience growing difficulty maintaining stable housing. This paper outlines the underlying policy rationale for a senior property tax exemption, including its goals, expected benefits, and the broader implications for households, communities, and public systems.

The central principle behind such a policy is straightforward: enabling older adults to age in place supports family stability, community cohesion, and improved health outcomes while helping prevent involuntary displacement. Seniors have contributed to local tax bases for decades and rely on predictable housing costs in retirement. A structured exemption recognizes these contributions while supporting long-term social and economic stability.

Introduction

Property-tax exemptions for adults aged 60 and above are grounded in the need to provide financial relief to older residents who face rising costs but often have stagnant income. Many seniors rely on retirement sources such as pensions, Social Security, or modest savings that do not increase at the same pace as property taxes. As valuations and tax obligations grow, seniors may experience financial strain, prompting discussions about policy mechanisms to promote stability and prevent displacement.

Objectives of a 60+ Property Tax Exemption

Helping Seniors Remain in Their Homes

A key objective is enabling older adults to continue living in their homes. Stability in housing supports independence and security, particularly for individuals who may have lived in the same residence for decades. An exemption reduces financial pressure and mitigates the risk that rising property taxes force seniors to relocate.

Protection for Fixed-Income Households

Property taxes often increase faster than cost-of-living adjustments. For seniors whose income does not rise proportionately, tax burdens can become unsustainable. Exemptions allow limited income to be allocated toward essential needs such as healthcare, food, medication, and utilities.

Preventing Displacement

Rapid economic growth and rising property valuations can unintentionally displace long-term residents. A senior exemption acts as a buffer against the economic forces that could otherwise push older adults out of their communities and away from familiar support structures.

Supporting Community Continuity

Long-time residents strengthen neighborhood cohesion. Their ongoing presence contributes to local engagement, volunteerism, community memory, and intergenerational stability. Reducing involuntary mobility helps preserve these benefits.

Acknowledging Long-Term Contributions

Many seniors have contributed to local education systems, infrastructure investments, and public services through decades of property-tax payments. Offering relief in later years recognizes this long-standing support.

Why Aging in Place Matters

Stability and Familiarity

A long-term home provides predictable routines and familiar surroundings that support cognitive and emotional well-being. For older adults, especially those managing early memory decline, maintaining a known environment can reduce stress and confusion.

Emotional and Psychological Health

Remaining in one’s home reinforces personal identity and dignity. Research shows lower rates of depression and improved emotional health among seniors who maintain their residential stability.

Social and Community Networks

Older residents often depend on local relationships built over many years—neighbors, small businesses, community groups, and places of worship. These networks form an informal safety net that can support daily needs and reduce isolation.

Health and Safety Considerations

Relocation is physically and emotionally challenging for many older adults. Adjusting to new layouts and unfamiliar environments may increase the risk of falls, disrupt medication routines, and elevate stress levels. Studies indicate higher hospitalization rates soon after senior relocation.

Financial Predictability

For many seniors, a paid-off home offers stable monthly costs. Moving often involves higher rent or mortgage costs, new utility deposits, and other up-front expenses that can erode retirement savings.

Improved Long-Term Health Outcomes

Research indicates that seniors who age in place often maintain greater independence, experience better health outcomes, and may delay or reduce the need for institutional care. These outcomes also benefit families and community support systems.

Consequences of Senior Displacement

Psychological Impacts

Losing a long-term home can be associated with anxiety, grief, and emotional distress. Involuntary relocation disrupts stability and may impact mental health significantly.

Loss of Support Systems

Displacement can sever ties with neighbors, nearby family, and healthcare providers. Loss of these support structures may increase social isolation, which is linked to negative health outcomes and higher mortality risk.

Physical Health Risks

Relocation stress is correlated with increased hospitalization rates among seniors. Navigating a new environment may also increase vulnerability to accidents or disorientation.

Financial Strain

Relocating often introduces higher costs, potentially depleting retirement income. Increased housing expenses can create long-term financial instability.

Broader Community Effects

Communities benefit from retaining long-time residents. When seniors are displaced, neighborhoods lose historical knowledge, volunteer contributions, and intergenerational relationships that contribute to social resilience.

Conclusion

A property tax exemption for residents aged 60 and above addresses several interconnected policy goals: stabilizing senior housing, supporting those on fixed income, reducing displacement risk, and recognizing decades of contribution to community systems. Aging in place is associated with improved health, emotional well-being, and community continuity. Understanding these dynamics provides insight into the broader value of supporting seniors in maintaining stable housing during later stages of life.

An Electric Panel Upgrade will be VERY Expensive ––Stop the Natural Gas Ban by signing this petition

Recent decisions could cost Seniors $50,000 to $100,000 or more after their retirement

Retired homeowners across Santa Clara County are facing new financial burdens that threaten their stability. Agencies such as the Bay Area Air Quality Management District (BAAQMD) are pushing electrification mandates that require households to replace gas appliances and upgrade electrical systems. For many older homes, this means costly rewiring and electrical panel replacements that can range from $50,000 to $100,000—a price tag most seniors living on fixed incomes simply cannot afford.

At the same time, the 2025 sales tax increase (Measure A) and the transportation tax of 2026 (Measure B) and similar proposals continue to raise tax obligations, creating an ever-growing financial strain on seniors who should be enjoying security in retirement, not worrying about being taxed out of their homes.

This is why the upcoming election for County Assessor matters so much. Rishi Kumar has a proven record of fighting for residents against powerful institutions. He has challenged PG&E repeatedly to demand accountability after years of rising utility bills and safety failures. He stood up for neighborhoods impacted by PG&E’s negligence and pushed for consumer protections.

Rishi Kumar also challenged the San Jose Water Company over repeated water rate hikes, organizing residents, demanding transparency, and successfully halting unjustified increases. His leadership saved ratepayers millions and proved he would not back down against entrenched bureaucracies.

Today, Kumar is focused on seniors—those most at risk of being priced out of their homes. He has committed to property tax exemptions for ALL SENIORS, recognizing that while mandates and taxes rise, retirement incomes do not.

By electing Rishi Kumar as County Assessor, retirees will have a watchdog who will continue fighting on their behalf—just as he fought PG&E and the Water District. For seniors, the choice is clear: a vote for Rishi Kumar is a vote to defend your home, your retirement savings, and your peace of mind.